5 star protection
   
   
 
 

Personal Accident websites

All websites for Personal Accident in this protection directory that have been given 5 stars are considered by us to be truly excellent, 4 star sites are very good, those with 3 stars are good, while the rest have something to offer, but won't necessarily appeal to everybody.

 
 
 
 

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The Co-operative Bank

Useful for: Worldwide cover with up to £60,000 in personal disability benefits; £30,000 Accidental Death Cover; £60 per day hospitalisation cover.

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Groupama

Useful for: Individual personal accident cover; Pays a lump sum benefit in the event of accidental injury which results in permanent disability or death.

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Bank of Scotland

Useful for: Cash free lump sums for death and wide range of disabilities; Payments for time spent in hospital following accident; Payments for fractures and burns; Option to include family in policy.

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Swinton

Useful for: Accident, sickness and unemployment insurance; First three months cover free; Online application form.

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Nationwide

Useful for: Low cost cover; Worldwide protection; Optional family protection; No medical required.

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Universal Provident

Useful for: Living care insurance; Designed to cover the financial effects of providing ongoing care following a serious, life threatening disability or accident; Pays an annual sum of up to £20,000.

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Coverguard

Useful for: Terms provided for any personal accident risk; Large list of occupations covered including self-employed, high risk and sedentary; Covers available include personal accident, personal accident and sickness, weekly benefits only, death and capital benefits only or any combination.

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Marsh Private Clients

Useful for: Lump sum benefit in the event of an accident resulting in death, disablement, loss of limbs or loss of sight; Weekly compensation for temporary disablement and inability to work.

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Best

Useful for: Personal accident insurance for council and LEA employees; Comprehensive policy which gives accidental death and injury cover 24hrs a day and 365 days a year anywhere in the world; Can be offered for voluntary purchase or the Authority can choose to pay.

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Best

Useful for: Personal accident insurance for pupils; Provides death and injury cover 24hrs a day, 365 days a year anywhere in the world; Voluntary scheme offered to parents.

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